Valu, EBRD launch $11.96 million initiative to expand access to energy-efficient household solutions in Egypt

MENA fintech company Valu has secured an EGP600 million ($11.96 million) loan from the European Bank for Reconstruction and Development (EBRD) to support Egypt’s green transition, reflecting the confidence one of the world’s leading financial institutions has in the company’s long-term potential. The financing will enable households across Egypt to purchase energy-efficient appliances, solar solutions, and other green technologies through affordable and flexible financing options, helping lower energy costs while expanding access to energy-efficient products. Through Valu’s digital platform and extensive merchant network, the initiative brings climate-related investment directly to households, extending green finance beyond the corporate sector to individual consumers.

The funding will also allow Valu to develop dedicated green finance products, strengthen the identification and tracking of eligible investments, and build a robust pipeline of green assets within the retail segment. By reinforcing consumer finance and encouraging demand for energy-efficient and renewable technologies, the project supports Egypt’s transition toward a more sustainable, low-carbon, and resilient economy. Egypt has been a founding member of the EBRD, which has invested more than EUR14.6 billion across more than 225 projects in the country since 2012.

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Strengthening Egypt’s green transition

Valu Chief Financial Officer Karim Riad said the partnership demonstrates the EBRD’s confidence in the company’s ability to expand accessible green finance at scale across Egypt. He explained that integrating dedicated green financing solutions into Valu’s platform enables consumers to make more sustainable purchasing decisions without sacrificing affordability or convenience. Riad added that the transaction further strengthens Valu’s commitment to building a diversified and resilient funding base capable of supporting long-term growth while contributing to the country’s transition toward a low-carbon economy. He also described the financing as more than a source of capital, saying it serves as strong validation of Valu’s sophisticated credit-scoring capabilities, transparent governance, and world-class operational diligence.

By selecting Valu to help advance Egypt’s household-level green transition, the EBRD has recognized the company’s ability to scale sustainable solutions, including solar energy systems and energy-efficient technologies. The investment also highlights the growing maturity of Egypt’s consumer finance sector while reinforcing Valu’s position as a pioneering fintech ecosystem that is transforming how consumers access green finance through transparent, flexible financing solutions.